House and lot under P3M in Negros Occidental
These house and lot packages start under P3 million, which opens up bigger houses and more subdivisions than the under P2M range. You can pay through Pag-IBIG, a bank or the developer's in-house plan, depending on the project. We sell 23 house and lot projects under P3M, starting at P570K. By town: 11 in Bacolod, 3 in Talisay, 2 in Bago, 2 in Silay, 1 in Binalbagan, 1 in Cadiz, 1 in E.B. Magalona, 1 in Kabankalan and 1 in Murcia. Prices below come from each developer's latest price list.
Bacolod City (11)
House and lotSouth Spring
House and lotVilla Florencia
House and lotLumina Bacolod
House and lotDeca Homes Granada
House and lot / LotLuisville
House and lotPhirst Park
House and lotVilla Magdalena
House and lot / LotCamella Bacolod
House and lotVista Verde
House and lotSuburbia Homes at Residencia Royale
House and lotGolden Palm
Talisay City (3)
House and lotCasa Rufina Talisay
House and lotVista Alegre Homes
House and lotLa Sonrisa
Bago City (2)
House and lot / LotSouth Valley
House and lotTerrazas
Silay City (2)
House and lotAlida
House and lotLumina Silay
Binalbagan (1)
Cadiz (1)
E.B. Magalona (1)
Kabankalan (1)
Murcia (1)
Prices are starting prices as of each project's date. Filter all projects
Buying house and lot in Negros Occidental
What is the cheapest house and lot under P3M?
House and lot packages here start at P570K at San Jose Subdivision. That works out to about P3,791 a month with a bank loan, 10% down, 25 years at 7.5%. This is an estimate. The developer's computation is final.
Can I use Pag-IBIG?
Many projects in this range accept Pag-IBIG, which has the lowest rates, about 3% to 6.25% a year depending on the program, for up to 30 years. Others use bank or in-house financing. Our buyer guide compares them.
What other costs should I prepare for?
Besides the price, plan for the reservation fee, the down payment, and transfer and miscellaneous fees, which developers usually charge separately. Ask us for the full computation of the project you like.
Can I buy while working abroad?
Yes. You can reserve and pay from abroad, and a family member can sign for you through a special power of attorney. Our buyer guide explains how.
Estimate your monthly payment
Estimate only. Typical rates: Pag-IBIG about 6.25%, banks about 7.5%, in-house about 15% a year. The developer's computation is final.