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Buyer’s Requirements

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What are the usual requirements in purchasing real estate? We’ve compiled the list of requirements for your reference. Please note that these are general requirements only and may vary on the date of your application.

 

Pag-ibig Financing:

Basic Requirements

  1. Four pieces 1 x 1 ID picture
  2. TIN Card
  3. Residence Certificate
  4. Two Valid IDs with Signature
  5. Two Valid IDs with Signature of Spouse (if married)
  6. Marriage Contract (if married)
  7. Birth Certificate (if single)
  8. Barangay Clearance
  9. Pag-ibig Contribution Printout
  • 12 Post Dated Checks
  • Pag-IBIG Housing Loan Application (PHLA)
  • Membership Status Verification Slip (MSVS)

If necessary:

  1. Special Power of Attorney (SPA)
  2. Two Valid IDs of SPA
  3. Residence Certificate of SPA

For Seafarer/OFW:

  1. Seaman’s Book (Photocopy)
  2. Job Contract (Photocopy)
  3. Passport – Photocopy of the page with picture and page with signature

For Local Employees:

  1. Certificate of Employment
  2. BIR Form 2316 (with tax certificate or W2)
  3. Latest 1 month payslip
  4. Service Record (if Government Employee)

For Self-Employed:

  1. Mayor’s Permit
  2. Income Tax Return
  3. Audited Financial Statement

Bank Financing

Banks typically require more documents than Pag-ibig. They are also very thorough in verifying your income capacity but because of the tight competition among banks, they can offer you low interest rates. an overview of the usual list of requirements in a separate post, click here.

In-house Developer

This varies per subdivision. Coordinate with us for more details.

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Don’t know where to start? Contact us on what property you are interested in and we’ll prepare a tailored for you document checklist! Happy house hunting!

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Property Pro is led by PRC licensed Real Estate Broker Michael Sy.

With two degrees from the University of St La Salle, Bachelor in Science Major in Business Management and Bachelor in Science Major in Applied Economics, Michael Sy took and passed the 2013 Professional Regulations Commission Board Exam for Real Estate Brokers.

Michael Sy is the youngest Junior Chamber International (JCI) Chapter President, taking the helm in 2011. He then served as Regional Secretary for Western Visayas in 2013.

He is also a member of Real Estate Brokers Association of the Philippines – Bacolod Chapter.

Copyright © 2018 · Sy Realty · All rights reserved

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  • Home
  • Complete List of Projects
    ▼
    • House and Lot Packages
    • Residential Lots
    • Condominium Units
    • Memorial Lots
    • Commercial Lots
  • Buyers’ Tips
  • Why Live in Bacolod?
    ▼
    • Places To Eat
  • About Us
    ▼
    • FAQs
    • Buyer’s Requirements
    • How We Work
    • Site Disclaimer
  • Contact Us